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Homeowners insurance, also known as hazard insurance, protects your home and the contents inside. Also included is coverage for loss of use as well as Personal Liability in case someone is injured on your premises.
Auto Insurance protects you and your family from financial loss if involved in an accident. An auto policy can include coverage for liability, medical, damage to your vehicle and uninsured motorist coverage.
Most homeowner policies do not cover damage from flooding. That can include water from a storm surge, an overflowing lake or river, and even a severe thunderstorm. A separate flood policy is needed to cover damage from flood waters.
Boat insurance offers coverage for your vessel, personal belongings and liability in case you cause injury to others while operating your watercraft. The value, size and speed of a boat can be big factors in determining a premium.
Renters Insurance policies are optional and help protect a tenant's belongings and also provide liability coverage at affordable rates. Named perils typically include fire, theft, vandalism and windstorm.
RV and Motor Home insurance offers coverage for your vehicle, personal belongings and liability in case you cause injury to others. Special features on this types of vehicles may impact your premium or offer discounts.